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I haven't used my card in an ATM machine for 6 months

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  • Walt Flanagans Dog
    replied
    Originally posted by Nocturnal Submission View Post
    I find myself at Sutton station at around 1am .
    Early draft song title from a teenage Paul Weller's exercise book.

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  • TonTon
    replied
    Originally posted by Nocturnal Submission View Post
    So pricey though.
    Gosh yes.

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  • Nocturnal Submission
    replied
    Originally posted by TonTon View Post
    I love taxis. Black cabs, that is. Proper ones. There are some I don't like. I can't remember what they're called though. I mean, the old ones are great, and the new ones with the panoramic window are great too, but there's some in the middle that aren't. And I need to be able to open a window for myself.

    So pricey though.

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  • Nocturnal Submission
    replied
    Originally posted by Capybara View Post
    I can't remember when I last used a taxi, period. And it's nothing to do with the 'vid.

    I'm using them an awful lot less now because my daughter has just learned to drive, loves it and is always offering to drop me off somewhere or pick me up. I'm consequently using buses a lot less too. Having said that, when I find myself at Sutton station at around 1am I don't have a lot of options for getting home other than an Uber.

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  • TonTon
    replied
    I love taxis. Black cabs, that is. Proper ones. There are some I don't like. I can't remember what they're called though. I mean, the old ones are great, and the new ones with the panoramic window are great too, but there's some in the middle that aren't. And I need to be able to open a window for myself.

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  • Capybara
    replied
    Originally posted by Nocturnal Submission View Post
    I can't remember when I last used a cash-pay minicab
    I can't remember when I last used a taxi, period. And it's nothing to do with the 'vid.

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  • Nocturnal Submission
    replied
    Originally posted by treibeis View Post
    I usually travel in a taxi about once a year, but in the last four days, I've had to take one five times. All but one were cash-only.

    I can't remember when I last used a cash-pay minicab. I've had an Uber account for over four years and now a Bolt one.

    I did have to book a minicab for my daughter a couple of years back and remember the dawning realisation that I'd have to try to find some cash to pay for it.
    Last edited by Nocturnal Submission; 17-06-2021, 07:40.

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  • treibeis
    replied
    I usually travel in a taxi about once a year, but in the last four days, I've had to take one five times. All but one were cash-only.

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  • ursus arctos
    replied
    This is very true

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  • San Bernardhinault
    replied
    It’s more useful in the US because cheques are used more here. The simple online cash transfer between bank accounts that has existed in the UK for a quarter of a century eliminated a lot of the cheque transactions that Venmo and so on are finally getting rid of in the US
    Last edited by San Bernardhinault; 16-06-2021, 22:23.

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  • ursus arctos
    replied
    That has been standard among the equivalent of high street banks here for several years. It is very useful.

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  • TonTon
    replied
    That's good. Not that anyone is going to give me a cheque, obvs. But if some knobber does, it won't mean traipsing along to the sodding branch.

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  • Walt Flanagans Dog
    replied
    Further to something mentioned upthread, Nat West and RBS now appear to have introduced the option to pay a cheque in using the app.

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  • S. aureus
    replied
    Oh, and the housecleaners when I find I haven't enough cash the day they come.

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  • S. aureus
    replied
    Originally posted by ursus arctos View Post
    That is rather stunning. I've never written a cheque in the seven years that we have had a mortgage.

    The only cheques I write with any regularity are quarterly Federal estimated tax payments (the State and City payments are done on line).
    I pay my Federal ones online, but still write a check for the mortgage. Don't ask me why, I have no good reason.

    Otherwise I write checks to my gardener, the storage place I should really shut down (which I've had to resort to hand delivering after the took over 2 weeks to show up on a couple of occassions, the place is 20 minutes walk away), dental bills, auto and home insurance (3 times a year between them). I was doing medical bills by check also, but recently (last month) switched to online for this.

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  • caja-dglh
    replied
    Originally posted by ursus arctos View Post
    That is rather stunning. I've never written a cheque in the seven years that we have had a mortgage.

    The only cheques I write with any regularity are quarterly Federal estimated tax payments (the State and City payments are done on line).
    It is one of the top 10 mortgage originators in the US. Should be called Comiskey but aren't.

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  • TonTon
    replied
    I had to renew my driving licence and the online service refused to allow me to use it, and said I had to find another way. So I had to do it by post (or I could "go to the Post Office", whatever that means). The payment options were cheque or postal order. Yes, you read that right.

    It seems to be the second cheque removed from my current cheque book. Which I've had for a few years now.

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  • ursus arctos
    replied
    That is rather stunning. I've never written a cheque in the seven years that we have had a mortgage.

    The only cheques I write with any regularity are quarterly Federal estimated tax payments (the State and City payments are done on line).

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  • TonTon
    replied
    180-odd million cheques still, which is like three each or something. Mind you I wrote one the other day.

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  • caja-dglh
    replied
    Originally posted by ursus arctos View Post
    There's a graph at the link

    Cheques still register, but have been an insignificant part of the total since 2010
    A guy I know mentioned how he was annoyed that his recent mortgage refinancing hadn't been sold on yet and he had to mail checks each month. My jaw is still on the floor about that one, particularly given how big the organization he refinanced through is.

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  • S. aureus
    replied
    Since I've let the house cleaners back I've spent more cash in the last 2 months than I did in the previous 12, by quite a large margin (at least 10-fold).

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  • ursus arctos
    replied
    There's a graph at the link

    Cheques still register, but have been an insignificant part of the total since 2010

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  • pebblethefish
    replied
    What was the percentage using cheques? 0.001%?

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  • Capybara
    replied
    I'm surprised it was only 35%.

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  • ursus arctos
    replied
    The UK has moved a big step closer to becoming a cashless society after official data showed that the number of payments made using notes and coins fell by 35% in 2020. Cash was only used for one in six payments, compared with a decade ago when it accounted for more than half of the total.

    Changes in spending habits have been dramatically accelerated by the coronavirus pandemic, and 13.7 million people lived a largely cashless life last year – almost double the 7.4 million figure in 2019.

    https://www.theguardian.com/business...ts-now-in-cash

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